Privacy Policy
Welcome to Bimafunda.com. At Bimafunda, we are dedicated to safeguarding your personal information and ensuring your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal data when you visit our website www.bimafunda.com, and use our services related to personal finance products, including life insurance, health insurance, mutual funds, bonds, National Pension System (NPS), and other financial products.
By using our Site and Services, you agree to the practices described in this Privacy Policy.
1.Information We Collect
When you interact with our Site or Services, we may collect the following personal data:
Contact Details: Name, email address, phone number, and address.
Financial Information: Details related to your financial condition, insurance needs, investment choices, and any transactions you perform through our Site.
Account Information: User credentials, such as your login ID and password, for creating and managing your account.
1.2. Usage Information
We gather information on how you use our Site and Services:
Log Data: Your IP address, browser type, operating system, pages visited, access times, and referring websites.
Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience and analyze Site traffic. For details, see our [Cookie Policy](#cookie-policy).
1.3. Information from Third Parties
We might receive information from third parties to improve our Services:
Financial Partners: Information necessary for providing financial products and services.
Marketing Affiliates: Data used to offer you relevant financial products and services.
2. How We Use Your Information
Your information helps us to:
Deliver and Improve Services: Provide financial products, process transactions, and enhance our offerings.
Communicate with You: Address your inquiries, send updates, and provide customer support.
Personalize Your Experience: Tailor content and offers to match your interests and preferences.
Process Transactions: Manage billing, payments, and service requests.
Enhance Security: Protect against fraud and ensure the safety of our Site and Services.
Marketing: Send promotional content and updates about financial products (you can opt out at any time).
3. Disclosure of Your Information
We may share your information under the following circumstances:
Service Providers: To third-party vendors assisting with payment processing, IT services, and marketing.
Financial Institutions: To fulfill requests for financial products and services.
Legal Requirements: To comply with legal obligations, enforce our terms, or respond to legal processes.
Business Transactions: During mergers, acquisitions, or sales, your information might be transferred as part of the transaction.
4. Your Rights
In accordance with Indian data protection laws, you have the following rights:
Access and Correction: You may request access to and correction of your personal data.
Opt-Out: You can opt-out of receiving marketing communications by following the opt-out instructions in those communications.
Deletion: You may request the deletion of your data, subject to legal and contractual requirements.
To exercise these rights, please contact us at [lic114insurance@gmail.com]
5. Data Security
We employ reasonable security measures to protect your personal data from unauthorized access, disclosure, or misuse. However, please be aware that no data transmission over the internet or electronic storage method can be guaranteed to be 100% secure.
6. Children’s Privacy
Our Site and Services are intended for individuals over the age of 18. We do not knowingly collect personal data from individuals under 18. If we discover that we have collected such data, we will take appropriate steps to delete it.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated Privacy Policy will be posted on this page with the effective date. We encourage you to review the policy periodically to stay informed about our data protection practices.
8. Contact Us
For any questions or concerns about this Privacy Policy, please contact us:
Email: lic114insurance@gmail.com
Address: 87, Nehru Kutia, Malka Ganj, Delhi-110007
We are committed to resolving your concerns in accordance with applicable data protection laws.
Cookie Policy
1. What Are Cookies?
Cookies are small text files stored on your device to improve your browsing experience on our Site. They help us recognize your device and remember your preferences.
2. Types of Cookies We Use
Essential Cookies: Necessary for the Site’s functionality.
Performance Cookies: Collect data to help us understand how the Site is used and to improve its performance.
Functionality Cookies: Remember your preferences and enhance your experience.
Advertising Cookies: Used for targeting ads and measuring advertising effectiveness.
3. Managing Cookies
You can manage cookie settings through your browser preferences. However, disabling cookies may affect your ability to use certain features of our Site.
4. Updates to the Cookie Policy
We may update this Cookie Policy as needed. Please check this policy periodically for any changes.
5. Contact Us
For any questions about our Cookie Policy, please contact us at lic114insurance@gmail.com